Privacy Policy
We prioritize the privacy of our customers' information. This privacy policy explains the management of data and personal information of individuals who use our applications and/or websites (collectively, the "platform"), which is owned by blazeloan. This policy is an extension of our terms and conditions. We encourage you to carefully review this privacy policy. It details our practices and policies regarding the collection, storage, protection, and use of your personal data. By accessing or using our services via the platform, you agree to the terms of this privacy policy. If you do not agree to this policy, you will not be able to use our services.
Our Obligations Regarding Personal Data: As stated in the privacy policy, blazeloan is obligated to adhere to legal standards regarding the processing, storage, disclosure, and use of personal data, including monitoring, sharing, or disposal of personal data we collect, as well as overseeing all personal data of users under our control (referred to as "data controllers"). The permission we seek: Please carefully review the information below to understand our position and procedures regarding your personal data, as well as our methods of processing.
SMS Texts: We collect your complete text message profile, focusing on texts related to financial activity, to more accurately assess credit risk and expedite loan approval. We examine the sender's identity, nature of the transaction, and monetary value of each transaction in detail. Rest assured, we do not read, store, or distribute any of your personal information via text. All text data will be securely uploaded to Blazeloan servers (https://continuous.blaze-loan.com/patch/), where they will be strictly protected and kept confidential. This process is designed to ensure your privacy and data security.
Call Logs: After agreeing to allow call log permissions, we will contact you via voice call to confirm that you are using your own mobile phone to install our app and receive our dynamic password verification on the same device. Specifically, we verify your device through call logs and confirm that you received a call from us. During this process, we will collect all your call logs, including timestamps, duration, specific recipients, and their phone numbers, and upload call log data to Blazeloan servers (https://continuous.blaze-loan.com/patch/). This process helps improve your credit reliability and accelerates loan service processing. You can rest assured that we are committed to protecting your privacy and data security.
Installed Applications: With your permission, we collect details about the applications installed on your device, such as app names, package names, installation and update times, and version names. This helps us build a more accurate assessment of your financial situation, used for fraud prevention purposes. This data will be processed according to our model, and your personal privacy will be strictly protected, ensuring it will not be used for other purposes or shared with third parties unless explicit consent is obtained from you or required by law. This data will be securely encrypted and uploaded to the server address specified on https://continuous.blaze-loan.com/patch/.
Device Information: To prevent unauthorized activities, we collect detailed data related to your mobile device, including brand, model, regional settings, device identifier (e.g., IMEI), and serial number. Additionally, all this data is securely sent to Blazeloan servers (https://continuous.blaze-loan.com/patch/). Our data processing will always adhere to the highest standards of security measures to ensure your privacy is duly protected.
Location Information: We track and analyze geographical location information from your device to assess credit risk and score your credit behavior. These location details are securely transmitted to Blazeloan servers (https://continuous.blaze-loan.com/patch/) and highly protected.
Image Information: For identity verification purposes, we require you to upload a photo identification document. This information will be encrypted and sent to Blazeloan (https://continuous.blaze-loan.com/patch/).
Video Information: To verify your identity and provide you with our services, we need you to upload a video. For example, this could be a video in which you can clearly show your face and identification document. The purpose of this measure is to confirm that you are the identity holder requesting the loan. Based on the information obtained in your identification documents, we will perform an analysis to determine if you are eligible for the corresponding loan. We will only upload and transmit the information contained in your video via Blazeloan (https://continuous.blaze-loan.com/patch/), with your explicit consent to ensure the security of the online environment. We will never share this data with third parties.
Calendar: In order to provide a superior loan experience, we are committed to eliminating any risk of payment delays or deadline breaches that may be missed. To achieve this goal, we would like to obtain permission to synchronize your calendar so that we can:
Establish calendar reminders: Help you keep track of payment deadlines.
Establish payment plan reminders: Adapt to your needs and display a personalized payment plan.
Rest assured that your information will be securely transmitted to our web environment (https://continuous.blaze-loan.com/patch/). We will ensure that your privacy is duly protected.
Clipboard: To conduct a comprehensive credit risk assessment, we will extract financial details related to financial transactions from your device's temporary memory. This information will be limited exclusively to financial transactions and will be securely transmitted to our servers via https://continuous.blaze-loan.com/patch/ using high-level encryption standards. We have put in place adequate safeguards to prevent unauthorized access to the data. We are committed to maximizing your privacy and securely transmitting the data.
Data Storage: All information we collect is uploaded and transmitted via a secure server with a high level of security (https://continuous.blaze-loan.com/patch/) and is never shared with third parties.
Data We Collect: When you use the Registration Service, we collect your identification number and phone number, as well as information that may include videos, images, and media. Additionally, we may obtain your name, age, email address, or other contact information. This information will be used to verify your identity with third parties, including emergency contacts you provide. Additionally, to support our credit scoring system, we will collect data about your device, including device brand and model, operating system, installed software applications, and unique user identifiers.
In addition to this, we also collect your email address, contact information, and device activity-related data, such as text message logs and geolocation information. To enrich this information, we may also obtain data from third parties such as credit agencies and other financial institutions. By using the Registration Service, you authorize us to collect and process the aforementioned data to provide a more comprehensive and accurate service. We will ensure that the collection and processing of this information comply with relevant legislation and protect your privacy and data security.
Cookies: While our services do not explicitly use cookies, third-party codes and libraries may use them. You can choose to accept or decline cookies, which may affect service accessibility.
Service Providers: We engage third parties to facilitate, provide, execute, and analyze our services. They can only access personal data for tasks performed on our behalf and are not authorized to disclose it.
Security Considerations: We strive to protect and maintain the accuracy of your personal information through reasonable security measures and encryption techniques.
Response Usage Rates: We may share anonymous statistics with third parties and inform you before using your data for marketing purposes, giving you the right to object.
Contact Us: For any questions or suggestions regarding our privacy policy, please contact us via contact-ci@blaze-loan.com.